Umbrella for excess liability
An umbrella policy is an inexpensive way to provide extra coverage against bodily injury lawsuits and/or property damage.
A customized business or personal umbrella policy picks up where your general liability or other liability coverage stops.
For example, if your current policy covers you for $2 million and you are successfully sued for $2.5 million, your business umbrella coverage can pay the outstanding $500,000. Not bad for a few hundred dollars a year, right?
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